Putting some money into savings might seem impossible, but it’s easier than you may think. Crystal Alardin, Personal Financial Officer with Neighborhood Credit Union, shared with us some ways you can save for a financially secure 2016.
First, write down your financial goal for the year. No matter how small the goal, it helps to have it written down somewhere you can see it often. Whether it’s saving $100 a month or paying off all of your credit card debt, it helps hold you accountable when it’s written down. Be patient with the goal you have set in mind and don’t give up on it!
Try to find small savings every day that can add up to big savings over time. If you keep track of your daily spending, you’ll be surprised to find how much money you spend on things like bottled water or ATM fees. These are things that can be avoided with a little planning. At Neighborhood Credit Union, their Kasasa Checking accounts give you nationwide ATM fee refunds every month. So if you sign up for a Kasasa account, you don’t have to worry about ATM fees at any ATM.
You should also make a monthly budget and stick to it. It’s easy to make a budget, but it’s always harder to stick to it. If you take time each week to check that you’re staying under your budget, it will help you reach that financial goal you wrote down. Opening a Kasasa Checking account can help you meet your financial goals. With rewards and cash back every month, it helps keep more money in your pocket.
Neighborhood Credit Union is currently offering a special for Eye Opener/CW33 viewers. If you open a Prize Savings account at Neighborhood Credit Union, you will be entered into their $25,000 yearly drawing. Open a Kasasa Checking account or Prize Savings account today at myncu.com or call 214-748-9393. There are 10 Neighborhood Credit Union locations in DFW.
The oldest credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a not-for-profit financial organization serving Dallas, Denton and Ellis counties, as well as the cities of Arlington and Midland. With branches in Oak Cliff, North Dallas, Richardson, Arlington, Mesquite, Duncanville, Waxahachie, Lancaster, Grand Prairie, Coppell and Midland and assets topping $590 million, Neighborhood Credit Union has a membership of 47,000 and continues to welcome new members daily. For more information, call (214) 748-9393 or visit www.myncu.com.