Putting some money into savings is easier said than done. But, Priscilla Velez, Personal Financial Officer with Neighborhood Credit Union, shared with Hilary Kennedy ways you can save for a financially secure 2016.
First, write down your financial goal for the year. No matter how small the goal, it helps to have it written down somewhere you can see it often. Whether it’s saving $100 a month or paying off all of your credit card debt, it helps hold you accountable when it’s written down.
Try to find small savings everyday that can add up to big savings over time. If you keep track of your daily spending, you’ll be surprised to find how much money you spend on things like bottled water or ATM fees. These are things that can be avoided with a little planning.
So, what if your routine includes stopping by the coffee shop everyday? It just takes a little planning. If you make your coffee at home and pack your lunch everyday, you’ll be surprised how much money you can save!
At Neighborhood Credit Union, their Kasasa Checking accounts give you nationwide ATM fee refunds every month. So if you sign up for a Kasasa account, you don’t have to worry about ATM fees at any ATM.
You should also make a monthly budget and stick to it. It’s easy to make a budget, but it’s always harder to stick to it. If you take time each week to check that you’re staying under your budget, it will help you reach that financial goal you wrote down. Opening a Kasasa Checking account can help you meet your financial goals. With rewards and cash back every month, it helps keep more money in your pocket.
Open a Kasasa Checking account today at myncu.com/cash or call 214-748-9393. There are 10 Neighborhood Credit Union locations in DFW.
The oldest credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a not-for-profit financial organization serving Dallas and Ellis counties, as well as the city of Arlington. With branches in Oak Cliff, North Dallas, Richardson, Arlington, Mesquite, Duncanville, Waxahachie, Lancaster, Grand Prairie and Coppell and assets topping $360 million, Neighborhood Credit Union has a membership of 32,000 and continues to welcome new members daily. For more information, call (214) 748-9393 or visit www.myncu.com.